DEAL DOSSIER™

A Deal Architecture™ Service

Your Deal Deserves to Be Understood.

Most commercial real estate lender packages are disorganized, incomplete, and impossible to underwrite quickly. Deal Dossier™ transforms your deal into a professional, lender-ready submission package, organized, structured, and formatted so the right lender can evaluate it, act on it, and say yes.

Lenders see hundreds of deal submissions every month. The ones that move fastest are not always the best deals, they are the best presented deals. Deal Dossier™ exists to make your deal the one that moves.

WHY DEALS STALL AT THE LENDER'S DESK

It is not always the deal. Sometimes it is the package.

An operator who submits a scattered collection of spreadsheets, an equity-focused pitch deck built for investors not lenders, and a pro forma that requires a detective to reverse engineer is giving a lender every reason to move slowly or not at all.

The lender who receives a clean executive summary, a reconciled sources and uses table, a clearly formatted rent roll, a documented renovation scope with independent cost support, a verified operator bio with specific deal history, and a formal financing request page makes a decision in 24 hours instead of two weeks.

That two-week difference is not about the quality of your deal. It is about the quality of your presentation. Deal Dossier™ closes that gap.

Stats:

24 hrs

How fast a lender decides on a well-prepared package

2 wks

How long a disorganized package sits before a response

8

Components in every Deal Dossier Package

EVERY DEAL DOSSIER INCLUDES

Eight components. Every one built for a lender's desk, not an investor pitch.

Every component in a Deal Dossier™ is designed to answer the specific questions a commercial real estate lender asks before they commit capital. Nothing is included for optics. Everything is included for underwriting.

Executive Summary What it is:

A one-page document with the five numbers every lender needs in the first 30 seconds, purchase price, total capitalization, loan request, projected DSCR at stabilization, and exit strategy. Why it matters: Most lenders decide in the first two minutes whether a deal is worth reviewing in detail. A clean executive summary that leads with the right numbers gets you those two minutes. A scattered package loses the lender before they get to page two.

Sources and Uses Table What it is:

Every dollar accounted for from every source. Down payment, renovation budget, closing costs, interest reserve, operating reserves, all reconciled to the penny with the funding source for each line item clearly identified. Why it matters: The sources and uses table is the first thing a commercial lender looks at after the executive summary. A table that does not reconcile or that leaves funding sources vague raises an immediate red flag. A table that reconciles to the penny signals that the operator knows their deal inside and out.

Pro Forma with Separated Assumptions What it is:

Income and expense projections with every assumption listed separately from the outputs so the lender can see exactly what was assumed and stress test it independently. Why it matters: A black box pro forma, where the outputs appear without showing the assumptions that produced them forces a lender to do extra work before they can evaluate the deal. Lenders who have to do extra work move slower. A pro forma with assumptions separated from outputs removes that friction entirely.

Current and Complete Rent Roll What it is:

Every unit, every tenant, every current rent, every lease expiration date. Formatted specifically for lender review not internal tracking. Vacancy clearly identified. Any month-to-month tenancy flagged. Why it matters: The rent roll is the foundation of every income projection. A lender cannot verify your income assumptions without a clean current rent roll. A rent roll that is incomplete, outdated, or formatted for internal use forces the lender to ask for additional documentation, adding days or weeks to their review.

Property Condition and Renovation Scope Summary What it is:

What the property needs, what is being done about it, how much it costs, and what independent support exists for the budget. Deferred maintenance identified. Renovation scope clearly described. Cost support from contractor bids or industry benchmarks included. Why it matters: Value-add lenders specifically look at whether the renovation scope is realistic and whether the budget is supported. An undocumented renovation budget is one of the most common reasons bridge lenders pass on otherwise good deals. Independent cost support, even a single contractor bid changes the lender's confidence in the budget immediately.

Operator Bio with Verified Deal History What it is:

Not a narrative. Specific property addresses, acquisition dates, unit counts, renovation scopes, completion dates, and exit outcomes for every prior multifamily and commercial deal. Formatted for a lender who will verify independently. Why it matters: A lender who cannot verify your track record independently treats it as if it does not exist. An operator bio that lists specific addresses and outcomes that can be confirmed in public records is categorically more credible than a paragraph describing general experience. The difference directly affects whether a lender approves or declines.

Market Data Section What it is:

Current comparable rents for the specific submarket, not regional averages. Current comparable sales with cap rates for the past 12 months. Supply pipeline analysis showing competing units coming online. Demand driver documentation. All data dated and sourced. Why it matters: Exit cap rate assumptions and stabilized rent projections are the two most commonly challenged assumptions in commercial real estate underwriting. A market data section that supports both with current submarket-specific data rather than regional averages answers those challenges before a lender even asks the question.

Formal Financing Request Page What it is:

A single page that states exactly what the operator is asking for, why the deal qualifies, what the exit looks like, and what the lender's specific return metrics will be at the requested loan amount. No ambiguity. No hunting for the ask. Why it matters: Most deal packages never explicitly state what the operator is asking for and why. Lenders who have to infer the ask from a pro forma move slower than lenders who receive a clear, specific, documented financing request. The formal financing request page eliminates all ambiguity and gives the lender exactly what they need to make a decision.

Deals under $1M loan request

Price: $1,500

Standard package. All eight components. Ideal for small multifamily and commercial acquisitions under $1M in loan request. Turnaround: Five business days

Deals $1M to $3M loan request

Price: $2,500

All eight components. This is the sweet spot where Deal Dossier™ creates the most immediate impact deals large enough to require serious lender scrutiny and small enough to move quickly with the right presentation. Turnaround: Five to six business days

Deals above $3M loan request

Price: $3,500 to $5,000

All eight components plus additional market data depth, expanded operator bio documentation, and enhanced financing request page for institutional lender requirements. Final price confirmed after deal review. Turnaround: Six to seven business days

All engagements begin with a brief deal intake call or form submission. Payment is collected at engagement confirmation. Turnaround begins from the date all required materials are received. Materials required , pro forma, rent roll, property photos, existing lender correspondence, and operator deal history documentation.

THE PROCESS

Four steps from submission to lender-ready package.

Step 1 - Submit your deal information Fill out the Deal Dossier™ intake form below. Tell us about your property, your loan request, and your timeline. Paste your Google Drive or Dropbox link with your existing documentation, pro forma, rent roll, photos, and any prior lender correspondence. Every submission reviewed within 24 hours.

Step 2 - Engagement confirmed and payment collected We review your submission and confirm the engagement within 24 hours. Based on your loan amount we confirm the tier and collect payment. Work begins immediately upon payment confirmation.

Step 3 - We build your Deal Dossier™ Our team works through all eight components using your provided materials and independently sourced market data. We verify rent comps, pull current comparable sales, confirm supply pipeline data, and format every component to lender-review standards. We reach out if we need any additional information during the process.

Step 4 - Delivered and ready for submission Your completed Deal Dossier™ is delivered as a professional PDF package within the agreed turnaround window. You review it, request any adjustments, and submit it to your lender with confidence. One round of revisions is included in every engagement.

IS THIS RIGHT FOR YOU

Deal Dossier™ is built for operators who are serious about getting their deal funded.

You are approaching a lender for the first time

First-time syndicators and operators who have not previously submitted a formal lender package benefit the most from Deal Dossier™. You get a professional submission that reflects your deal accurately and positions you as a credible borrower, regardless of how many prior deals you have done.

You have been declined or gotten no response

You have been declined or gotten no response Body: If you submitted a deal and got a slow response, a vague decline, or no response at all, the problem is almost always the package not the deal. Deal Dossier™ rebuilds your submission to lender standards and positions your deal for reconsideration.

You want to move faster on an active deal

You want to move faster on an active deal Body: Active deals have timelines. Every week of delay in the lender review process is a week of carrying costs, bridge loan interest, and execution risk. Deal Dossier™ compresses the lender review timeline by removing every reason a lender has to slow down or ask follow-up questions before deciding.

Powered by Deal Architecture™

Deal Dossier™ is built on the same methodology that examines deals before capital is committed.

Deal Architecture™ is a proprietary six-layer, 97-assumption structural assessment methodology developed by Kendall Norfork and the Netrix Enterprise team. It has been used to examine multifamily and commercial real estate deals across FL, GA, OH, TX, and the Southeast, identifying structural problems before capital is committed and preparing operators to arrive at a lender's desk with documentation and credibility that gets deals funded.

Deal Dossier™ is the presentation layer of that methodology. Where Deal Architecture™ finds the structural problems, Deal Dossier™ organizes and presents the deal so a lender can evaluate it immediately.

Together they are the most complete deal preparation process available to multifamily and commercial operators before they go to market for financing.

Two option:

Option 1: Heading: Start with Deal Architecture™ Body: If you have not had your deal structurally examined yet, start here. Deal Architecture™ identifies every structural problem before you present the deal to a lender. $2,500. Five business days.

Option 2: Heading: Start with Deal Dossier™ Body: If your deal has already been examined or you are confident in the structure and need the presentation layer, start here. Deal Dossier™ organizes and presents your deal to lender standards. From $1,500. Five to seven business days.

PAYMENT NOTE BELOW FORM: After submitting this form you will receive a confirmation within 24 hours with a payment link for your selected tier. Work begins immediately upon payment confirmation. All major credit cards accepted via Stripe. PayPal available upon request.